Felder, Stefan:
To wait or to pay for medical treatment? Restraining ex-post moral hazard in health insurance.
2008
In: Journal of Health Economics, Band 27 (2008), S. 1418 - 1422
Artikel/Aufsatz in Zeitschrift / Fach: Wirtschaftswissenschaften
Titel:
To wait or to pay for medical treatment? Restraining ex-post moral hazard in health insurance.
Autor(in):
Felder, Stefan im Online-Personal- und -Vorlesungsverzeichnis LSF anzeigen
Erscheinungsjahr:
2008
Erschienen in:
Journal of Health Economics, Band 27 (2008), S. 1418 - 1422
ISSN:
Signatur der UB:
Link URL:

Abstract:

We explore the hierarchy of two instruments, waiting time and coinsurance for medical treatment, for optimally solving the tradeoff between the economic gains from risk sharing and the losses from moral hazard. We show that the optimal waiting time is zero, given that the coinsurance rate is optimally set.